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Ian Taylor || December 12, 2025

The Bank of Canada hit pause. Is this as low as rates will go?

The Bank of Canada held its policy rate at 2.25% this week, a decision most had already been expecting. After four cuts over the past year, the question now isn’t what just happened, but what comes...

Ian Taylor || November 07, 2025

Did October’s jobs report just put Bank of Canada rate cuts on hold?

Canada’s job market picked up again in October, adding 67,000 jobs (+0.3%) and pushing the unemployment rate down to 6.9%. It marked the second straight monthly increase, reversing...

Ian Taylor || October 10, 2025

Canada adds 60,000 jobs in September as Bank of Canada decision looms

Canada’s job market partially recovered in September, with employment rising by 60,000 after steep declines in July and August. The unemployment rate held steady at 7.1%, while the employment rate...

Ian Taylor || August 21, 2025

From Challenge to Change: My First 12 Months in the Mortgage Industry

When I became a Mortgage Broker just over a year ago, everyone told me the same thing: “You picked one of the hardest times to get into this industry.” They weren’t wrong. The second half of 2024 was...